We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders? Smart money management and cutting back… Read More »Money habits that may raise lenders’ eyebrows
Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster. First home buyers have been delivered a bit of… Read More »Time to jump in? First home buyer deposit saving times plunge
Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear to hold longer-term sway over national house prices. In a bid to bust inflation, the Reserve Bank of Australia (RBA)… Read More »Got an eagle eye on house prices? Rate rises are only part of the story
The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected… Read More »Homeowners feel the pinch as RBA lifts cash rate to 3.60%
The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful when you’re planning to buy. Here’s the lowdown on the latest surprising bit of data.… Read More »The latest twist in the tale of national property prices: explained
Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market for a reason. Here’s how to stay cool and calm when buying your next property. As you’ve probably… Read More »Take the heat off rate hike fears with these 4 tips for buyers
Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition. Like many Australians,… Read More »How to prepare for a fixed-rate mortgage cliff
The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash… Read More »RBA hikes the cash rate for the ninth time in a row, to 3.35%
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first. If you’re considering refinancing your mortgage, you’re… Read More »Considering refinancing your mortgage? Here are some questions to ask
Changing jobs may offer more perks – higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application? January and February each year is typically… Read More »Can a job switch affect your mortgage application?
